Journey to Financial Peace

In case you don’t know, FreeCreditReport.com is a scam site- they tempt you to the site by making you think you can get your credit report for free, but we learned this week about “Opportunity Cost” - and the credit report is simply a benefit of signing up for their Credit Monitoring Service that actually [...]

Of course as expected, we were able to complete Baby Step #1  (Start an emergency fund, by saving $1000), thanks to our tax refund. I recognize that I’m merely getting back what I loaned Unckie Sam in the first place, but the money hit the right spot.  IN addition, we have $500 to pay the [...]

In a moment of Gazelle Intensity I adjusted my 401(k) allocation to 0% - we should see an increase of $150/month to add to our debt snowball… when we have our debt paid off, I’ll re-allocate. But until then …..

GAZELLE IN-TENTS!!

So we’re a month into this thing.  This week’s lesson on Dumping Debt was very encouraging, and also a bit discouraging … it’s discouraging for me mostly because I work for one of these greedy marketing machines… they pay me well, so I’m not looking for a new job at this moment, but everyday I [...]

I have heard of doing this, but never really understood how it worked, nor have I actually tried it. I’m blogging about it, in hopes Amy will see how to put it into practice in our household.
Carrie at WiseBread writes about it here.
You might have noticed these deals in the grocery flyers: “Spend $20 on [...]

So in imagining what this looks like for us, it had been very difficult to figure how out to get this to $1000 quickly, without selling one of our kids. But I think we got it now. Thanks to lending our money to Uncle Sam, and the opportunity to get it back, we will [...]

I went to the Entemanns Store near church this morning and got the following for $18.50:
5 loaves of bread, 2 bags of stuffing mix, 2 boxes of blueberry mini muffins, 3 boxes of donuts, 3 bags of rolls and two bags of bagels!
the total before savings would have been $54.76!!! that’s a savings of [...]

So in a church the size of ours, with a mission to put over 1000 people through FPU this year, it’s obvious a large task. I don’t know the exact number currently, but will by Sunday afternoon, but I imagine that there are at least 130 people going through the Sunday class, and [...]

I went to Kroger for some cold medicine. Amy had clipped a coupon for Theraflu. When I got to the aisle, I had choices. I wanted the medicine I saw on the ad last night…Honey Lemon Infused with Chamomile & White Tea… I didn’t see it but I did see a couple boxes with a [...]

Check this out!
http://www.suave.com/nomics/index.html