Journey to Financial Peace

In case you don’t know, FreeCreditReport.com is a scam site- they tempt you to the site by making you think you can get your credit report for free, but we learned this week about “Opportunity Cost” - and the credit report is simply a benefit of signing up for their Credit Monitoring Service that actually [...]

Of course as expected, we were able to complete Baby Step #1  (Start an emergency fund, by saving $1000), thanks to our tax refund. I recognize that I’m merely getting back what I loaned Unckie Sam in the first place, but the money hit the right spot.  IN addition, we have $500 to pay the [...]

In a moment of Gazelle Intensity I adjusted my 401(k) allocation to 0% - we should see an increase of $150/month to add to our debt snowball… when we have our debt paid off, I’ll re-allocate. But until then …..

GAZELLE IN-TENTS!!

So we’re a month into this thing.  This week’s lesson on Dumping Debt was very encouraging, and also a bit discouraging … it’s discouraging for me mostly because I work for one of these greedy marketing machines… they pay me well, so I’m not looking for a new job at this moment, but everyday I [...]